What is a heating cover insurance ?

Heating cover is nothing more than an insurance in case your boiler or central heating system stops working.

The thought of your heating not working in the middle of an icy winter is not a pleasant one. If you are really worried about the costs of an emergency call-out and the labour and materials costs of fixing your old boiler then heating cover could be something for you.

What does heating insurance do ?

On average the costs of getting your boiler fixed quickly amounts to about £ 500 per call-out (including parts and labour), compared to a heating insurance costs of around £200 per year. A simple calculation would make clear that if you expect to make use of this insurance cover more than once every 2.5 years you should consider taking out boiler cover. This Insurance will pay your call-out charges, labour and parts in case of a boiler emergency repair.

Is boiler cover right for me ?

To answer the question if boiler insurance is the right thing to do, we need to take several factors into consideration. THe main one is how old and reliable is your boiler ? If you have got a brand new, top quality boiler, it might be uneconomical to take out a heating cover. The chance of something going wrong with your shiny new boiler compared to the insurance premium payable might turn out to be money wasted. On the otherside, if you have less faith in the quality of your boiler or if your boiler is getting a bit older, you should expect some sort of boiler trouble in the near future and taking out an insurance cover to keep your house warm seems to be a wiser idea.

Do I even need boiler insurance ?

Assuming you are not too confident that your boiler will see you through the toughest of conditions year in year out you, it would be advisable to have a look at our heating cover comparison tool and find at what the best central heating insurance cover deal is for your particular situation.