Welcome to the comparesavvy.com website. If you continue to browse and use this website including it's forums, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern comparesavvy.com’s relationship with you in relation to this website. Do not use the comparesavvy.com website before reading and accepting our Terms and Conditions, disclaimer and privacy statement.

The term comparesavvy.com or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ or ‘your’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

The content of the pages of this website is for your general information and use only. It is subject to variations without notice. If you continue to use this website, you are deemed to have accepted such variations. If you do not agree to such variations, you should not use this website.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. Information posted on our website is not intended as advice and should not be relied upon as such. We therefore disclaim all liability and responsibility arising from any reliance placed on information, opinions, rating, rankings or otherwise found on our website. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. The information can be based on several third party sources, including data supplied by our users.  Although we use reasonable efforts to review all submissions to try to ensure that the information on the site should be as accurate as possible, this website and our services are provided on an "as-is" basis. You should not assume that the information provided is error free.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

This website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse these websites. We have no responsibility for the content of the linked websites.

You may not place links to the comparesavvy.com website, or any other website forwarded to the comparesavvy.com website, which may cause us liabilities or damage to our reputation or take advantage of it. Examples of not permitted links are links to sites which contain adult or illegal material or any material that is offensive, harassing or otherwise objectionable. You must not link to the comparesavvy.com website in a way that suggest any form of association, approval or endorsement on our part unless expressly written permission has been given by comparesavvy.com. We reserve the right to delete content and/or revoke membership, without stating any reason,and at any time.

The CompareSavvy.com newsletter is circulated principally by subscription usually by electing to become a comparesavvy.com member. If you regularly receive the comparesavvy.com newsletterregularly, it is because your email address has been subscribedto our newsletter mailing list. We use an “opt-in” policy for membership/subscriptions, which means we obtain permission from the initial subscriber to send the newsletter. In addition, occasionally we provide a sample or evaluation copy of the newsletter to individuals or media for their review, reference, or consideration. These occasional samples are not considered subscriptions. If you feel that you have received the comparesavvy.com newsletter in error and wish to be removed from our mailing list, simply edit your settings in "My Account" or alternatively contact comparesavvy.com using the “Contact Us” function provided on the website and ask to be removed from the newsletter mailing list. Please note, the removal process can take up to several days and any mail orchestrated in advance of the removal request may still be sent for a period upto 28 working days.

User submitted content:

You agree to use the comparesavvy.com website in accordance with the following rules:

All content submitted by you, including, but not limited to, your name, user name, nick name, biographical information and all other names, opinions, ratings, logos, rankings, text, images, photographs and all other information and material shall be called "your content".

You grant to comparesavvy.com a non-exclusive, perpetual, irrevocable,transferable, royalty-free license and sub-licences to use your content (including, without limit, the right to adapt, remove, amend, substitute or change your content) in any media throughout the world without restriction, and you warrant that any material you submit is your own work or that you have obtained with all the necessary permissions and rights of the relevant owner(s) and that you have all relevant rights in your content to grant us these rights in this clause. Publication of your content will be at our sole discretion and we are entitled to make additions or deletions to any such material prior to and/or afterpublication. You also agree to our unconditional right to refuse any publication.

Your agree that your content and/or use of your content by comparesavvy.com shall not:

- contain any personal information relating to any persons under 18 years of age.

- be offensive, illegal, or objectionable in anyway to any users and/or viewers of the comparesavvy.com website.

- promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.

- contain any virusses, malicious code, such asworms, or other potentially harmful programs or material.

-  violate any applicable law, statute, ordinance, rule or regulation within the European Union.

Your content must be accurate where it states facts and be genuinely held where it states opinions, ratings or rankings. Your content must comply with applicable law in any country in which it is posted. Your content must also clearly disclose any trade or professional relationship between you and the goods or services which are the subject of your content.

Your content must not contain any material which is defamatory of any other person and/or contain any material which is obscene or offensive. Your content must also not infringe any copyright, database right or trade mark of any other person. Your content must not contain misleading or deceptive statements or omissions or misrepresent your identity or affiliation with any person. Your content must also not contain any unsolicited advertising, promotional materials, junk mail or other forms of solicitation or advertisement commercial or otherwise.

You agree to compensate us and our respective directors,owners, members, users, employees, and applicable third parties in full from and against all third party claims, liabilities, losses and expenses (including legal fees) suffered by the above mentioned persons arising out of, or related to or which may arise from your content and/or any breach by you of any term of our terms and conditions.

If any provision of these terms and conditions are held by any competent authority to be invalid or unenforceable in whole or in part, the validity of the other provisions of this agreement and the remainder of the provision in question will not be affected.