Motorists convicted of speeding pay double the amount for their car insurance as those with clean licences, research suggests.

Having points on your licence for speeding means your annual insurance premiums jump to an average of almost £1,000 a year, up £180 on last year and double the price paid by those with a blemish free driving record.

Drivers have always paid more if they have a speeding conviction as they are considered more likely to make a claim. But now the extra amount they pay is increasing.

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